Your home is your safe place for you and your family, and you probably would never think that an event could occur on your property that leads to a personal injury claim by a friend, a neighbor, or an extended family member. However, homeowners are no strangers where personal injury claims are concerned. In fact, you could be held liable for damages for a lot of different injuries that could happen on the property you are responsible for maintaining. Check out these three reasons homeowners could face a personal injury claim and what you need to do to avoid such problems yourself.
Your pet injures someone.
Of all of the personal injury claims that homeowners can face, animal-related claims are perhaps one of the most common. If you have a pet, whether it is a dog you keep in the backyard, a house cat, or even a parrot or other creature, you have to be mindful of the risks associated with having this animal on your property. If your pet injures someone bad enough that they have to seek medical treatment, you will be responsible for paying their bills, and if you don't, whoever was injured could file a claim against you.
Something on your property causes harm to another individual.
There are a lot of additions you probably have on your property that were not there when you moved in. For example, maybe you added an in-ground pool in the backyard, bought a swing set for the kids, or even installed your own tennis court. While these extra amenities enhance life at home, these extra things can also mean it is more likely that someone is injured on your property, which could lead to a personal injury claim.
A visitor slips, trips, or falls on your property or in your home.
There are many good reasons why you should have really good homeowners insurance. If someone falls on your property and gets injured, they can file a claim against your homeowners insurance to get their bills and losses covered. If you do not have substantial enough insurance coverage, this could mean the person will file a personal injury claim to get the money they feel they deserve for their injuries. Because of this, it is crucial that you keep your property safe when you allow visitors over. For example, if you have a holiday party in the winter, take the time to clear ice and snow from the walkway and steps.
For more information, contact a professional in your area like those found at Richard Glazer Law Office.Share